COST • COVERAGE • CONFIDENCE
Using your insurance at
Designing Smiles
We accept all PPO dental plans — and handle the details for you.
You pay your portion at the time of service. We file the claims, deal with the insurance company, and collect what they owe. No waiting for reimbursement. No paperwork. No hassle.
Long-time patient, new to the practice, or changing jobs — bring your card, and we'll take it from there.
(We'll verify your benefits before your appointment)
How it works (the easy way)
You pay your portion, we handle the rest.
We verify your benefits before your appointment
We calculate your portion (copay/coinsurance)
You pay only your portion at time of service
We file the claim and collect from your insurance
Done. No waiting for reimbursement checks.
Curious how dental insurance actually works?
We've written a clear, practical guide that explains annual maximums, how to read an EOB, why coverage varies across procedures, and how to make the most of your benefits.
No jargon—just straightforward explanations based on 30 years of experience.
Read the complete guideInsurance plans we accept
We work with all PPO dental plans. Here are some of the most common plans our patients use:
- Delta Dental PPO*
- Guardian PPO*
- Aetna PPO
- MetLife PPO
- Cigna PPO
- UnitedHealthcare
- Ameritas
- Blue Cross PPO
- Principal PPO
- Humana PPO
- Most employer-sponsored PPO plans
*In-network provider
Don't see your plan listed? If it's a PPO, you can use it here.
Verify your benefitsWhy this matters
Many practices are tied to a small set of plans, which can mean changing dentists whenever your employer changes insurance.
We accept all PPO plans and handle all the paperwork. Change jobs? Keep your dentist.
All patients welcome
No insurance? No problem.
Many of our patients don't have dental insurance—seniors who've lost Medi-Cal coverage, people between jobs, families whose employers don't offer dental benefits, or anyone without current coverage
Financing
Monthly payments for implants, Invisalign, and larger treatments
- 0% APR available (6-24 months)
- Extended terms up to 60 months
- Quick approval (same-day)
Pay Per Visit
No membership required—pay for each visit as you go
Most patients save money with membership after 2-3 visits
Plans that require in-network providers
We don't participate in:
- HMO / DMO plans (HealthNet, Western Dental network)
- Medi-Cal / Denti-Cal
- Discount plans that aren't actual insurance
Why?
These plans require you to see specific in-network dentists. Since we're not in these restricted networks, you'd have to pay out-of-pocket for treatment here—which usually doesn't make financial sense.
If you have one of these plans and want to become a patient, our membership options often cost less than paying out-of-pocket while giving you better coverage than restricted HMO plans.
What to expect at your visit
Clear estimates before treatment
We provide a written estimate showing:
- Your insurance benefit
- Your estimated portion
- Available treatment options (if more than one is appropriate)
If your plan pays differently than expected
Insurance companies sometimes adjust their final payment. If this happens, we'll review the explanation of benefits with you and outline any difference before moving forward.
Common questions
Explore all options
More ways to understand costs
See what procedures typically cost, explore membership plans, or learn about financing options.
*In-network status applies to most PPO plans under these carriers. Employer-specific or closed-network subplans may vary. If you're unsure, upload your insurance card — we'll verify your benefits.